Lumpsum Calculator
$
$1,000$10,000,000
%
1.0%30.0%
yrs
1 yrs40 yrs
Maturity Value
$310,585
Total Invested
$100.0K
Est. Returns
$210.6K
Wealth Growth Over Time
How is it Calculated?
A = P × (1 + r)ⁿ
Where:
AMaturity amount (future value)PPrincipal (one-time investment amount)rAnnual rate of return / 100nInvestment period in yearsLumpsum investing uses the compound growth formula where returns are earned on both the principal and the accumulated returns. The key advantage is that the full amount is invested from day one, maximising the compounding duration.
Worked Examples
1₹1,00,000 for 10 Years at 12%
Principal (P) = ₹1,00,000
Annual Return (r) = 12% = 0.12
Period (n) = 10 years
Result: A = ₹1,00,000 × (1.12)¹⁰ = ₹3,10,585