SIP Calculator
Calculate the future value of your Systematic Investment Plan (SIP). Enter your monthly investment, expected returns, and tenure to see your wealth growth with a year-by-year breakdown.
Enter Details
Future Value
₹11,61,695
₹6.00 L
₹5.62 L
Investment Growth Over Time
Results are estimates for educational purposes only. Actual values may vary based on market conditions, fees, taxes, and other factors. Please consult a financial advisor for personalized advice.
How is it Calculated?
Where:
FVFuture Value of the SIP investmentPMonthly SIP investment amountrMonthly interest rate = Annual Rate ÷ 12 ÷ 100nTotal number of months = Years × 12SIP uses Future Value of Annuity Due formula where payments are made at the beginning of each period. The (1+r) multiplier at the end accounts for this. Compounding works in your favor — the earlier you invest, the more your money grows.
Worked Examples
1₹5,000/month for 10 Years at 12%
Result: Future Value ≈ ₹11.6L | Invested: ₹6L | Wealth Gained: ₹5.6L
2₹10,000/month for 20 Years at 14%
Result: Future Value ≈ ₹1.34 Cr | Invested: ₹24L | Wealth Gained: ₹1.1 Cr